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*Guarantees often provided through fixed or fixed indexed annuity contracts, or certain cash value life insurance contracts backed by the claims-paying ability of the issuing insurance company. Other safe money strategies include FDIC- insured CD's, savings, money market, and other cash-equivalent accounts.
**Guarantees achieved often through the use of income riders on fixed indexed annuity contracts and/ or immediate annuities. Guarantees are based on the claims paying ability of the issuing insurance company.
***Increasing income achieved through specific income riders attached to fixed indexed annuity contracts, sometimes for an additional cost, that allow for growth of income payments over time. These guarantees are based on the claims-paying ability of the issuing insurance companies.